Coverages

Property

The Property Program provides your entity the protection you need from physical damage to property. The coverages range from “All Risk" perils to Flood (included automatically) to Earthquake (which is optional).

With 114 members participating, including 54 counties, the Property Program is one of PRISM's most popular programs. The volume of the membership, the success of the Program, and long-term relationships with insurers and underwriters have allowed the development of creative solutions in solving the difficult problems associated with earthquake coverage, creating a stable Program for your entity.

Coverage Provided

Real and Personal Property, Boiler and Machinery, Flood, Earthquake, and more.