California Airport Liability Insurance Program (CALIP) and California Municipal Aircraft Program (CAMP) cover all aspects of members’ airport operations and/or the liability of their aircraft. Take advantage of the joint purchasing power of members to achieve the broadest possible coverage and limits at the lowest rates available.
Coverage Provided
Renewal Date: June 30
Current Members: 47
Features
CALIP – Program Features
CAMP – Program Features
Membership
This program provides coverage for illegal acts committed by employees while on the job.
Coverage Provided
Governmental Crime Policy on Discovery Form including:
Limit: $15,000,000 each occurrence
Renewal Date: June 30
Current Members: 132
Deductible per occurrence: $2,500 or $25,000 (varies by member)
Requirements
Claims
Crime Program Claim Reporting Procedures
Membership
This program is designed to provide medical expense coverage for inmates requiring off-site medical treatment due to serious injuries or other health problems. Various limit and retention options are available, there is no aggregate limit of liability cap, and the program can be excess of coverage provided under an existing contract or placed as primary.
Coverage Provided
Off-site inpatient services/outpatient surgical and associated physician services. The maximum eligible allowable shall be limited to the lesser of the amount paid, or up to an “Average Daily Maximum” (ADM) per admission of $40,000 ADM for the first three days and $25,000 ADM thereafter.
Limits
$1,000,000 Limits of Liability per inmate; No annual Aggregate applies.
Renewal Date: July 1
Current Members: 13
Deductible: Options from $10,000 to $100,000 per inmate/per year
Special Features
Requirements
Claims
Membership
This program provides members with comprehensive electronic information and security liability coverage.
Coverage Provided
Primary Limit: $2M aggregate limit of liability for each member (aggregate for all coverages combined) subject to the $25M program aggregate limit of liability for all members combined
Excess Limit: $10M aggregate limit of liability for each member (aggregate for all coverages combined) subject to the $45M program aggregate limit of liability for all members combined
Renewal Date: July 1
Current Members: 141
Self Insured Retention: $50,000 or $100,000 per claim based on member's total insured value
Requirements
Claims
Cyber Best Reporting Practices
Resources
Risk Simplified: Vendor Impersonation Fraud and How to Avoid It
Membership
This environmental group purchase program provides public entities coverage for bodily injury, property damage, and cleanup costs caused by pollution conditions at scheduled owned or leased sites or arising from certain operations.
Renewal Date: July 1
Current Members: 106
Self Insured Retention
Features
Third Party
First Party
General
Claims
Pollution Claims Procedure and Form
Membership
This program is designed to provide a group purchase advantage to public entities with rescue watercraft exposures, including trailers.
Coverage Provided
Renewal Date: June 30
Current Members: 57
Deductible: $1,000 per occurrence
Features
The program provides coverage for Hull and Machinery, Collision and Towers Liability, and Protection and Indemnity Liability. Optional Crew Liability is available with a low deductible.
Program Enhancements
Requirements
Vessels are confined to coastal, inland and tributary waters of the United States no more than 100 nautical miles offshore except to save life, property or repairs, maintenance and/or alterations to the vessel(s).
Watercraft Claim Reporting Procedures
Watercraft Reporting Form
Membership
Master Rolling Owner’s Protective Professional Indemnity (MR OPPI) program provides a construction project owner the insurance protection needed when the design professional’s coverage is not available or is insufficient. MR OPPI is similar to the MR OCIP concept, as it will create a master rolling project such that, once the minimum premium is met, smaller projects can enjoy the benefits of an OPPI policy.
Members in this program purchase limits in excess of the underlying $25M from GL1 or GL2 Programs.
Coverage Provided
Follow Form Occurrence Excess Liability. Coverage follows underlying PRISM GL1 and GL2 Programs Memorandums of Coverage as applicable including:
Renewal Date: July 1
Current Members: 63
Limits: Varies by Member
Membership
The Equipment Maintenance Management Program (EMMP) is an insured program that achieves significant savings by consolidating service contracts and providing an asset management system. The program consolidates a member's qualified equipment under one program that improves the standard of care for the entity’s equipment, identifies poor performing equipment, manages strategic vendor relationships, improves equipment performance, and delivers significant immediate “hard dollar” savings, without disrupting business practices or operations.
Coverage Provided
Comprehensive equipment maintenance insurance coverage
Special Features
Membership
The program provides incidental course of construction coverage for projects over $50M in value. Coverage provided - all risks of direct physical loss or damage to insured property. Coverage may include or exclude land movement, water damage, windstorm, delay in completion and other perils or extensions of coverage.
Governmental Fiduciary Liability Policy on Claims Made form. The Insurer will pay on behalf of the Insureds, losses which the Insureds are legally obligated to pay as a result of claims first made during the policy period, or during the discovery period (if purchased), against the Insureds for a Wrongful Act by the Insureds or by any natural person for whose Wrongful Act the Insureds are legally responsible.
SLIP is unique in that it offers a customized, manuscript form developed specifically for small public entities and not-for-profit organizations that offers a wide range of liability coverage. In addition to general liability, SLIP provides public officials errors and omissions liability (for public entities), directors and officers liability (for not-for-profits), automobile liability, and employment practices liability all under one contract on an “occurrence” basis.
Property damage coverage for real and/or personal property owned, leased, or in the care, custody, or control of the insured entity. SPIP offers all-risk property damage limits starting at $25 million with deductibles as low as $2,500. In addition, the program has developed its own manuscript form that includes most of the property-related coverages needed by its clients under a single contract. Additional coverages with varying sub-limits include, business interruption, extra expense, expediting expense, automobile physical damage, automatic coverage for acquisitions of new property, property in course of construction or remodel
This program offers public entities premises liability coverage for a broad range of events held by underinsured third parties in public assembly facilities.
Provides insurance coverage for small public entity vendors and contractors who do not carry their own insurance coverage.