Public Risk Innovation, Solutions, and Management: PRISM

Now is the Best Time to be Part of a Pool
Over the past 40+ years, PRISM is a recognized pioneer in the pooling and risk management community in California and nationwide. Together We Grow.

Public Meeting Notice

Note: For complete meeting materials please see the File Management System

Property & Casualty

Coverage programs designed to shield you from a broad range of bodily injury and property damage liability, provide protection for your employees when injured on the job, and safeguard your facilities, inventory, equipment and more against loss.

Employee Benefits

By offering you cost-effective custom plan designs with premier carrier partners and a suite of administrative services, you’re able to craft benefits programs that you and your active/retired employees will value for years to come.

Managing a Hard Market

A hard market cycle occurs when rates are high and competition is low. Learn how you can communicate the state of this market to your stakeholders. 

Quality services designed to support your needs and complement your efforts.
Risk Management

It’s a tough job managing risk, but PRISM is here to help you. Use the many specialized programs, trainings, and tools created to help you mitigate risks!

You can find helpful manuals, legal advice services, strategic planning, even subsidies. Strengthen your risk management strategies and lessen costs.

Risk Control

Equip your organization with the right tools and methods to appropriately handle unexpected workplace risks through PRISM's Risk Control Department. The Risk Control Department provides you with cost-effective training, education, risk management, and consultation services.


When claims occur, our specialists and business partnerships deliver tools, resources and services that will help you successfully manage them through closure.

Discover how PRISM Employee Benefits Programs can help enhance care, lower costs, and increase employee engagement!

PRISMHealth: The Program partners with Livongo and Hinge Health to empower your employees with real-time digital solutions for diabetes and musculoskeletal health management!

Wearable Health Solutions

Employees are provided a digital glucometer (Livongo) or a wearable sensor (Hinge) and results are collected via mobile app and sent to a clinical care team. Coaching and in-person support is provided to help the employee continue on a path to health and wellness.

PRISMHealth Benefits
Dental: PRISM partners with Ameritas to address rural provider network issues and enhance out-of-network benefit options!

New Carrier Addition

Providing unique plan designs and care incentives with flexible out-of-network benefit allowance options. Increased provider reimbursement means more providers!

Dental Benefits
EAP: PRISM First Responder Program - Effective January 2024, PRISM has proudly partnered with Concern to provide culturally competent support, training, and critical incident response to First Responders and their families.

Integrated Crisis Support Platform

Providing in-the-moment crisis support, as well as face-to-face or virtual clinical care sessions. Employees can utilize self-schedule or request provider scheduling assistance. Peer support groups & advocacy also available.

EAP Benefits

The most effective way to reduce losses is through education.

Check out our available training sessions.