Alliant's Public Entity Group maintains the Insurance Requirements in Contracts (IRIC) Manual as a service to the public sector and PRISM members. The manual is reviewed annually for any updates or changes to suggested insurance requirements. The newly released Version 2026.1 includes the following modifications:

  • The cyber chapter and exhibit now include guidance on artificial intelligence, generative AI exclusions, AI-assisted legal work, discrimination in hiring, and customer-facing chatbots.
  • The airport exhibit now includes guidance for fixed base operators (FBOs), non-aviation hangar leases, and contractor's builder's risk coverage considerations.
  • The marine exposure exhibit has been expanded with additional coverage guidance and reformatted to improve usability.
  • New guidance has been added on misleading additional insured endorsements that resemble ISO forms but may provide more restrictive coverage

For questions or additional information, contact Thomas Joyce, Assistant Vice President, Alliant Insurance Services, Inc.

Looking to learn more? The Insurance Requirements in Contracts (IRIC) webcast series is also available on PRISMtv. Each webcast explores a different aspect of the IRIC Manual and can be viewed independently.


Available sessions include:

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